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What happens when the person who hit your car doesn’t have insurance?

On Behalf of | Sep 28, 2021 | Motor Vehicle Accidents |

A car accident is a difficult experience on its own, but becomes even worse when the at-fault driver does not have insurance. Their lack of insurance could very well leave you holding the bill for damages they caused.

You may already have coverage

There is a form of insurance coverage you may have that can help pay for your injuries and other losses if the other driver was uninsured or underinsured. This is known as uninsured/underinsured (UI/UIM) coverage. Insurance companies in Wyoming are required to offer it, but drivers can opt out by providing a written letter to their insurer. If you have unenrolled from this coverage, you may still be able to file a claim directly against the at-fault driver. However, drivers who are uninsured or underinsured may not be able to afford to cover your costs in the event of an accident.

You do not have to go through this alone

If you are trying to secure the compensation you need after a car crash, contact an experienced personal injury attorney. They can help you either seek compensation from your insurance or that of the driver who hit you.